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Our programs are 100% more competitive since our services are made available through arrangements we have with many major Funding Sources and Financial Institutions across the country.

 

Whether investing or borrowing, one must evaluate all the available alternatives in order to make intelligent decisions. This is where we can help.

 

Each of our plans affords unique benefits, and can be tailored specially to your unique situation and objectives. Because we are vastly more diversified than the traditional lender, we can offer exactly what will benefit you most.

 

Please feel free to contact us after you review our programs. We would be glad to guide you toward achieving your financial goals.

 
 
SBA
Small Business Loan
 
What is a SBA-Guaranteed loan? SBA-guaranteed loans are made by a private lender and guaranteed up to 80 percent by the Small Business Adminaistration (SBA) which helps reduce the lender's risk and helps the lender provide financing that's otherwise unavailable at reasonable terms.
 
Terms include a 7 year repayment period, with no prepayment penalty and minimal paperwork. The approval process is based on a credit scoring system and not your income documents; however your credit does not have to be sterling to apply.  In the words of the bank “your credit rating has to be somewhat decent to obtain funding and there may be factors that may still allow you to qualify for this loan.”
 
Currently Nobel Investments, Inc. is seeing an 80% approval rating on this loan. No business plan, income documents, or collateral is necessary when applying, however, Nobel Investments, Inc. would encourage you to attend our workshops or counseling sessions, and to help put together a written plan for your business.
 
Loan repayments (monthly payments) will be taken from your business checking account on the first day of each month. All applications must be done through a technical assistance provider. For further information and more information on loan terms please call 1-888-746-6235.
 
 
Requirements for a SBA Loan:
  • Articles of Incorporation
  • Tax ID number
  • Business checking account
  • Completed application
  • Copy of your driver's license
  • Copy of your green card or work visa (if applicable)
  • Copy of utility bill

 

 

How Do I Qualify?

Loan decisions are not based entirely on credit

 

  • Length of Home Ownership or Rental Home (shows stability - no collateral needed)
  • Business/Industry Type
  • Personal Credit History (all existing credit obligations must be current)
  • Average Monthly Sales or Estimated Monthly Sales
  • Length of Time in Business
 
 
Are There Disqualifiers?
YES! Any of the following will disqualify an applicant:
  • Any Unpaid Judgments
  • Unpaid Federal or State Tax Liens 
  • Any business that earns 30% or more of its revenue from gaming
  • Non-Profits do NOT qualify
  • Multi-Level marketing: (i.e. Mary Kay, Herbal Life, etc)
  • Speculative Real Estate (buying homes, fixing them up, & reselling them)
  • Adult Oriented Businesses (Clubs, Web Sites, Adult Stores)
  • Assisted Living (Based from a Home)
  • Student Loans ok! But MUST BE CURRENT
  • All Personal Debt such as Rent, Mortgage, Credit Cards CAN NOT BE PAST DUE
  • PLEASE NOTE If you have a criminal record the bank can not fund a loan

  • Get started today

 

 

 

Line Of Credit

 

 

Details for a Line Of Credit:

  • Existing Business Loans up to $500,000,Line Of Credit (EIN required)
  • Start Up Business Loans up to $200,000, Line Of Credit (EIN required)
  • Use the cash for Working Capital, Debt Consolidation or any other business purpose
  • Business Line Of Credit programs in every state
  • No equity required
  • No financial documentation needed (in most instances)
  • No upfront fees*
  • Revolving line of credit (use, pay it off, use it again)
  • Get your money in 14 days or less
  • Get started today

 

Requirements for a Line Of Credit:

  • Articles of Incorporation Tax ID number
  • Business checking account
  • Copy of your driver's license and Green card / US passport
  • 25% Debt to Income Ratio
  • All credit scored must be 675 or higher
  • No Recent Bankruptcies 

 

 

Equipment Loans

 

 

Details for Equipment Loans:

  • Equipment Loans up to $500,000
  • Equipment Loans up to $100,000 (No Personal Guarantee required)
  • Get any Equipment in 3 days or less
  • Use equipment for any business purpose
  • 24 Hour Approval
  • No upfront fees*
  • Revolving line of credit (pay it off, use it again)
  • No financial documentation needed
  • Easy approvals
  • Get started today

Requirements for Equipment Loans:

  • Articles of Incorporation Tax ID number
  • Business checking account  
  • No Recent Bankruptcies
  • Call for other requirements 

 

 

Account Receivable Financing

 

What is Factoring? Factoring is a solid, reliable business practice whereby a company sells its outstanding invoices for immediate capital. In other terms, to factor is to elect to take an advance as a down payment for the sale of receivables. An immediate injection of cash will enhance your production and profits, drive your growth and improve your overall financial standing. In other words, cash is king!

 

 

Do I have to jump through the same hoops for account receivables factoring as with bank financing? Not even close. It just takes summary reports of your accounts receivables and payables and some other basic financial data. It’s easy!
 
Do I need to have good credit or be an established business for a minimum number of years to qualify? No, your customers’ credit qualified you for this capital. We serve companies at all stages of business, including start-ups, small and mid-sized businesses. 
 
What will be the impact on my customer, and how might it change our existing relationship? The only change will be where and to whom payments are sent. In fact, since you no longer have to collect directly from your customers, your relationships will improve, so you can focus conversation on business-related items. 
 
How quickly will I receive funding? Approvals take only 24-48 hours and the funds can be wired or overnighted in less than 5 business days.
 
Highlights for AR Financing:
  • Turn invoices into cash within 24-48 hours
  • Meet increasing sales demands
  • Don't give up equity in your company
  • Offer better and more competitive credit terms to customers
  • Take advantage of volume discounts with suppliers and vendors
  • Receive professional collections and invoice processing for your company
  • Use your customers’ good credit as leverage
  • Early detection and warning of customer who don't pay
  • Credit screening and monitoring
  • Receive detailed transaction and weekly management reports
  • Call to see if your company qualifies for this program
     

 

 

Corporations

 

 

What is a corporation? A corporation is a legal entity which has a separate legal personality from its members. The defining legal rights and obligations of the corporation are: (i) the ability to sue and be sued; (ii) the ability to hold assets in its own name; (iii) the ability to hire agents; (iv) the ability to sign contracts; and (v) the ability to make by-laws, which govern its internal affairs. Other legal rights and obligations may be assigned to the corporation by governments or courts.
 
All Corporations With Nobel Include:
  • ONE WEEK TURNAROUND 
  • ARTICLES OF INCORPORATION
  • TAX ID (EIN)
  • CORPORATE MINUTES
  • CORPORATE BYLAWS
  • STATEMENT OF INFO
  • DUNN & BRADSTREET #
  • CORPORATE KIT
  • 1 YEAR AGENT SERVICE
  • 20 STOCK CERTIFICATES
  • CORPORATE SEAL
  • 2553 INSTRUCTIONS
  • YEARLY MAINTENANCE
 

 

Limited Liability Company

 

 

What is a LLC?  A Limited Liability Company (usually formed when multiple investors are involved) is one of several forms of legal business organization. Other general forms are sole proprietorship, partnership and corporation. Please call to see if this type of organization the one you will need. LLC is a relatively new form of business organization, introduced in Wyoming in 1977. Legislatures in all 50 states only adopted LLC laws after the IRS agreed in 1988 to give LLCs partnership tax classifications. Missouri first adopted the LLC as a legal form of business organization in 1993.
 
All LLC's With Nobel Include:
  • TWO WEEK TURNAROUND 
  • ARTICLES OF ARGANIZATION
  • TAX ID (EIN)
  • CORPORATE MINUTES
  • CORPORATE BYLAWS
  • STATEMENT OF INFO
  • DUNN & BRADSTREET #
  • CORPORATE LLC KIT
  • 1 YEAR AGENT SERVICE
  • 20 STOCK CERTIFICATES
  • CORPORATE SEAL
  • YEARLY MAINTENANCE

 

 

 

 

 

 

 

 

 

 

 

 

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